Fractional CFO Services Exclusively for the Construction Industry
Expert Financial Leadership for Construction Companies
LET'S TALKGrowing Should've Made Things Easier, Right?
Your company grew.
Your revenue grew.
Your profits didn't.
Growth was supposed to solve your financial stress - but instead, it amplified it. Now, uncertainty feels like a constant companion.
Maybe some of these sound familiar?
- Payroll still keeps you awake at night.
- You have limited visibility into your cash flow.
- Financial statements feel like a foreign language.
- Big financial decisions feel more like gambling than strategy.
- You're unsure how to improve profitability and business stability.
- The finance role is either vacant or held by the wrong person.
- You dream of scaling, selling, or handing over your business but don't know where to begin..
We understand that frustration - and we're here to help you turn your financial confusion into a clear strategy.
Get Clarity, Boost Profits, Reduce Debt, and Leave Stress Behind
Imagine having total clarity around your finances, confident decision making, and a clear path towards your personal and business goals. This isn't just a promise - it's the reality we deliver for construction CEOs just like you.
When you partner with us, here's what you can expect:
- Improved Cash Flow - more cash, less worry, greater flexibility
- Accurate WIP Reporting - Clear, usable reports that show you exactly where your jobs stand
- Reduced Debt and Higher Margins - Better financial managment means increased profitability
- Confidence in the Future - Better financial managment means increased profitability
- Stronger Growth - Grow your revenue and your bottom line simultaneously
- Supported Decision Making - Make big financial decisions with complete confidence and clear accountability
Too good to be true?
Let us show you how it's done.
"As a CEO, it's difficult to keep an eye on the financials and wear all the hats that you need to. Civil CFO provides us with the insight that is sorely needed. It really is fantastic to have someone who is able to provide the advice you need to make executive decisions.
Going into the pandemic was pretty scary. We had a come-to-Jesus talk with the Civil CFO team. They made suggestions that were very practical. We have been able to navigate those extremely perilous waters and we could not have done that without the Civil CFO team.”
"We became too big to handle our financial strategy on our own. We hired Civil CFO in October of 2019 and ended up growing top-line revenue by 40% along with significantly higher profit margins. The Civil CFO team really understands us. It's a very high trust relationship."
"[As a CEO of a multiple 7-figure company] it's difficult to keep an eye on the books and wear all the hats that you need to. Michael provides us with the insight that is sorely needed. It really is fantastic to have someone who is able to provide the advice you need to make executive decisions.
Going into the pandemic was pretty scary. We had a come-to-Jesus talk with Michael. They made suggestions that were very practical. We have been able to navigate those extremely perilous waters and we could not have done that without Michael and his team.”
What Exactly is a Fractional CFO?
Bookkeepers & accountants look at your financial past. A Fractional CFO focuses on your financial future - helping you make informed, strategic decisions about what's next for your business.
Here's What You Can Expect:
- Clear Business Goals - Establish short and long-term objectives.
- Financial Forecasting and Projections - Anticipate financial outcomes to plan effectively and confidently.
- Executive-Level Accountability - We provide accountability and structure to make sure your goals are met.
- Responsive Communication & Support - You'll hear back from us. Fast.
- Establish strategies to help you achieve your goals (Rocks, 1-3 year goals, and 10 year target)
- Real-Time Strategic Adjustments - Month to month tactical support, action plans, and pivots based on real-time financial data and business conditions.
We are Fractional CFOs
That Run on EOS®
Our Fractional CFO firm uses the Entrepreneurial Operating System (EOS) to keep things running smoothly. It helps us stay organized, focused, and on track, so we can give you the best possible support and results for your business.
How it works
Ready to take control of your finances and build a clear, actionable strategy? Here's our straighforward process:
“We felt almost immediately that Michael was worth his weight in gold. He’s very good at communicating and he takes the time to get to the bottom of our needs. It all of a sudden felt manageable and reduced a lot of stress.”
“We became too big to handle finances on our own. We hired Michael in October 2019 and ended up growing top-line revenue by 40%. Michael really understands our preferences and comfort level. It’s a high-trust relationship.”
“We hired Michael and his firm to do a deep dive into our books. They did a stellar job. We were so impressed with their work and their personalities. They listened really well to our needs and our core values. It’s freed us up to work on our business at the big picture level.”

Why work with Civil CFO?
Your company isn't just about numbers—it's about the people relying on you: your family, your team, and their families. We deeply understand the unique financial challenges and opportunities the construction industry faces because we exclusively serve the construction industry and trades.
We're not bookkeepers or accountants—we're forward-looking strategic partners dedicated to boosting your profits, improving cash flow, minimizing debt, and setting achievable, meaningful goals.
Ready for Financial Clarity and Control?
Discover if partnering with a Fractional CFO is the right step for your business. Let's start with a simple conversation - no pressure, just clarity.