We Help $10M - $70M contractors
Bridge the gap between bid and bank so they can hit 10%+ net profit.
You're bidding 25% and banking 3%. We provide battle-tested CFO oversight and financial discipline to turn double-digit net.
Companies We’ve Served
About Our Company
Led by one of the most recognized Fractional CFOs in the world
Civil CFO is led by Michael King, one of the most recognized Fractional CFOs globally.
He’s built the largest audience of Fractional CFOs in the world and has coached thousands of CFOs and finance leaders on how to build profitable, durable businesses.
Our clients get that expertise applied directly to their construction firms.
He’s built the largest audience of Fractional CFOs in the world and has coached thousands of CFOs and finance leaders on how to build profitable, durable businesses.
Our clients get that expertise applied directly to their construction firms.
What Exactly is a Fractional CFO?
Bookkeepers & accountants look at your financial past. A Fractional CFO focuses on your financial future - helping you make informed, strategic decisions about what's next for your business.
Here's What You Can Expect:
Here's What You Can Expect:
Clear Business Goals - Establish short and long-term objectives.
Financial Forecasting and Projections - Anticipate financial outcomes to plan effectively and confidently.
Executive-Level Accountability - We provide accountability and structure to make sure your goals are met.
Responsive Communication & Support - You'll hear back from us. Fast.
Establish strategies to help you achieve your goals (Rocks, 1-3 year goals, and 10 year target)
Real-Time Strategic Adjustments - Month to month tactical support, action plans, and pivots based on real-time financial data and business conditions.
We are Fractional CFOs That Run on EOS®
Our Fractional CFO firm uses the Entrepreneurial Operating System (EOS) to keep things running smoothly. It helps us stay organized, focused, and on track, so we can give you the best possible support and results for your business.
Why work with Civil CFO?
At Civil CFO, we provide specialized financial management solutions for construction businesses facing unique industry challenges including job costing, cash flow management, project budgeting, and contractor accounting.
Your company isn't just about numbers—it's about the people relying on you: your family, your team, and their families. We deeply understand the unique financial challenges and opportunities the construction industry faces because we exclusively serve the construction industry and trades.
Our Fractional CFO services help construction companies improve profitability, optimize working capital, and implement financial controls tailored to the construction industry's specific needs. We're not bookkeepers or accountants—we're forward-looking strategic partners dedicated to boosting your profits, improving cash flow, minimizing debt, and setting achievable, meaningful goals.
As your Fractional CFO, we'll provide clarity, confidence, and a strategic path forward. Together, we'll ensure your financial future is secure, profitable, and aligned with your long-term vision.
Your company isn't just about numbers—it's about the people relying on you: your family, your team, and their families. We deeply understand the unique financial challenges and opportunities the construction industry faces because we exclusively serve the construction industry and trades.
Our Fractional CFO services help construction companies improve profitability, optimize working capital, and implement financial controls tailored to the construction industry's specific needs. We're not bookkeepers or accountants—we're forward-looking strategic partners dedicated to boosting your profits, improving cash flow, minimizing debt, and setting achievable, meaningful goals.
As your Fractional CFO, we'll provide clarity, confidence, and a strategic path forward. Together, we'll ensure your financial future is secure, profitable, and aligned with your long-term vision.